Like every whole of market broker we have access to every lender in the UK, from the mainstream high street to the smaller specialist banks and building societies. Being Mortgage Specialists in various areas, our advisors arrange the following types of mortgage on a daily basis where others fail.
Because we work with the same specific types of customer every day, we have a proven history of success in helping people who’ve been declined elsewhere, whether that’s by a lender or using another broker. With the specialist mortgages as outlined below, it really pays to have the wealth of experience so you get the application right first time, and to that end we really are ahead of the market.
Of course we cannot guarantee approval for all applicants that enquire. What we can promise is to give every enquiry the time and expertise required to match with a suitable lender, and that we will coach anyone not eligible to help them get approved as soon as possible. We will always let you know exactly where you stand and ensure you are given the most suitable advice possible.
Remember that any mortgage or second mortgage will be secured against your home, so it’s important to think carefully before entering into any agreement with a lender.
We specialise in recent or historical credit issues such as:
- Late Payments
- Low Credit Score
- Defaults & CCJs
- Debt Management Plans
- Discharged Bankruptcies
We specialise in sole traders, partnerships, and Ltd companies looking to:
- Borrow with only 1 years trading
- Borrow using the most recent years figures
- Borrow using profit retained in the company
- Ltd company borrowing
- Ltd company rentals and buy to lets
- Companies declaring a loss in recent years
- Companies with declining profits
- Many more
We specialise in helping those with unique income such as:
- Locum doctors and GP’s
- Temporary / short term contracts
- New jobs
- Overseas income
- Many more
We specialise with investors looking for:
- Buy to lets
- Ltd company Buy to Lets
- Commercial properties
- Renovation finance
- Bridging finance
- Many more
We specialise in express mortgage services, helping customers who need finance ASAP. This may be in instances where customers have been declined at the last minute and need a mortgage rescuing, or perhaps for those who have a deadline on a bargain purchase and need to start their application immediately.