Your Guide: Protection

Life Insurance

Life insurance is your gift to your loved ones in the event of your death. No one wants to consider the possibility of leaving their family but, sadly, it can happen. With the right protection in place, you can make sure your loved ones continue to experience the good life that you've worked so hard to provide for them.

Life insurance is your way of making sure they are protected and secure after you've gone. Enabling them to pay off a mortgage, clear debts, pay bills or maintain their lifestyle and carry on with those little things in life that mean so much.

We have access to a comprehensive range of insurers and we are able to find the most appropriate policy for you. Call us today for a free, no obligation chat.

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Critical Illness

Critical illness provides you with a tax free, lump sum payment if you are diagnosed with certain illnesses or accidents which could leave you unable to work.

You can spend the money in any way you like, for example to help cover health-related costs, lost income or even pay off your mortgage. It doesn't have to cover you for anything in particular: it's there for you when you need it the most.

This financial cushion could allow you the space you need to recover and provide relief from the stress of your situation.

We've helped hundreds of clients find the most appropriate policy for them and their families, contact us today and see how we can help you.

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Income protection

Income protection can replace a percentage of your income, should you be unable to work due to ill health. This type of policy can your income, providing a doctor confirms you are unfit to perform the normal duties of your job role.

Ask yourself...could I pay my bills if I was unable to work through ill health? Would my statutory sick pay of £96.35 per week* allow me to maintain my current lifestyle? Could our family survive on my partner's wage alone?

If you are employed or self-employed then you should consider income protection. Contact us today and let's see how we could help you.

*Figure taken from www.gov.uk

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